🏠HRA Calculator
Find how much of your House Rent Allowance is tax-free. Enter your basic salary, HRA received and rent paid, and pick metro or non-metro — the exemption is the least of the three statutory limits.
Exempt HRA
₹13,000/mo
Taxable HRA
₹7,000/mo
Yearly exemption
₹1,56,000
Least of: HRA received (₹20,000), rent − 10% of basic (₹13,000), 50% of basic (₹25,000). Old regime only.
How it works
- Exempt HRA = minimum of: (1) actual HRA received, (2) rent paid − 10% of basic+DA, (3) 50% of basic+DA in a metro (Delhi, Mumbai, Kolkata, Chennai) or 40% elsewhere.
- The taxable HRA = HRA received − exempt amount.
- HRA exemption is available only under the old tax regime and requires rent receipts/agreement.
Frequently asked questions
Can I claim HRA in the new regime?
No — HRA exemption is available only under the old tax regime. Compare regimes with the income tax calculator here.
Can I claim HRA while living with parents?
Yes, if you actually pay them rent and they declare it as income — keep rent receipts and bank transfers as proof.