🛡️PPF Calculator
Project your PPF corpus. Enter your yearly deposit and see the maturity value after 15 years (extendable in 5-year blocks) at the current interest rate — fully tax-free under EEE status.
Maturity value
₹40,68,209
Interest (tax-free)
₹18,18,209
Invested
₹22,50,000
How it works
- Each yearly deposit compounds annually at the notified rate (currently ~7.1%, revised quarterly by the government).
- Balance(year) = (Balance(prev) + deposit) × (1 + rate/100), run for the full tenure.
- Deposits qualify for 80C; interest and maturity are tax-free (EEE).
Frequently asked questions
What is the PPF interest rate?
The government revises it quarterly; it has recently been around 7.1% per annum, compounded yearly. Adjust the rate field to the latest notification.
Can I invest more than ₹1.5 lakh a year?
No — ₹1.5 lakh per financial year is the maximum deposit eligible; the minimum is ₹500.
Can PPF be extended beyond 15 years?
Yes, in blocks of 5 years, with or without fresh contributions. Increase the tenure field to model extensions.