💎Lumpsum Calculator
Estimate what a one-time (lumpsum) investment could grow to. Enter the amount, expected annual return and investment period to see the projected value and total gains.
Future value
₹15,52,924
Est. gain
₹10,52,924
Invested
₹5,00,000
How it works
- Future value = P × (1 + r/100)^t, where P is the invested amount, r the expected annual return and t the years.
- Estimated gain = future value − invested amount.
- Lumpsum works best when markets trend up over your horizon; SIP averages your entry price instead.
Frequently asked questions
Lumpsum or SIP — which is better?
Lumpsum captures full market exposure immediately; SIP spreads entries and reduces timing risk. Many investors combine both — compare with the SIP calculator here.
What return should I assume?
Long-term equity averages ~10–12% p.a. in India, debt funds ~6–8%. Returns are not guaranteed — this is an estimate.