๐SIP Calculator
Estimate how much your monthly Systematic Investment Plan (SIP) could grow to. Enter your monthly amount, expected annual return and duration to see the projected maturity value and total gains.
Maturity value
โน23,23,391
Invested
โน12,00,000
Est. returns
โน11,23,391
How it works
- Future value = P ร (((1 + i)โฟ โ 1) / i) ร (1 + i), where P is the monthly amount, i is the monthly rate (annual รท 12 รท 100) and n is the number of months.
- Total invested = monthly amount ร number of months.
- Estimated returns = future value โ total invested.
Frequently asked questions
What is a SIP?
A Systematic Investment Plan lets you invest a fixed amount in a mutual fund at regular intervals (usually monthly), benefiting from rupee-cost averaging and compounding.
Are SIP returns guaranteed?
No. This calculator gives an estimate based on an assumed constant return; actual mutual-fund returns vary with the market.
What return should I assume?
Equity funds have historically returned ~10โ12% annually over long periods, but past performance does not guarantee future results.