📈SIP Calculator
Estimate how much your monthly Systematic Investment Plan (SIP) could grow to. Enter your monthly amount, expected annual return and duration to see the projected maturity value and total gains.
How it works
- Future value = P × (((1 + i)ⁿ − 1) / i) × (1 + i), where P is the monthly amount, i is the monthly rate (annual ÷ 12 ÷ 100) and n is the number of months.
- Total invested = monthly amount × number of months.
- Estimated returns = future value − total invested.
Frequently asked questions
What is a SIP?
A Systematic Investment Plan lets you invest a fixed amount in a mutual fund at regular intervals (usually monthly), benefiting from rupee-cost averaging and compounding.
Are SIP returns guaranteed?
No. This calculator gives an estimate based on an assumed constant return; actual mutual-fund returns vary with the market.
What return should I assume?
Equity funds have historically returned ~10–12% annually over long periods, but past performance does not guarantee future results.